"response": {
    "claim_summary": "Claim ID: CLM003 for $10,000 due to flooding caused by heavy rains, resulting in water damage to the basement and lower floors, including ruined carpeting, electrical damage, and structural repairs.",
    "discrepancies": [
      "The claim mentions a pre-existing crack in the basement wall, which may fall under the exclusion of pre-existing structural damage."
    ],
    "policy coverage": "The policy covers natural disasters, including flooding, up to $15,000 for structural and electrical damage, with a $1,000 deductible.",
    "verification_notes": "The claim is generally covered under the policy terms for natural disasters. However, the mention of a pre-existing crack could potentially affect coverage due to the exclusion of pre-existing structural damage.",
    "verification_result": "Partial Coverage",
    "recommended_actions": [
      "Request a home inspection report from the time of policy inception to verify the status of the basement wall crack.",
      "Clarify with the claimant whether the crack was documented as a pre-existing condition."